The funding your business needs — as fast as 24 hours, not weeks.
Covering payroll, stocking up for a big order, or replacing equipment that just failed? Tell us about your business once and compare the options you qualify for across our funding network — in minutes, with no impact to your credit.
Free to use · No obligation · No credit impact to check · Secure & encrypted
Three steps to funding
One short application. Multiple options. No pressure.
Tell us about your business
Answer a few quick questions — about 60 seconds, with no impact to your credit score.
Get matched
We connect you with funding providers in our network suited to your business profile.
Choose your offer
Review your options with a specialist and pick what fits. Funding can arrive in as little as 24 hours.
Explore the types of funding we help with
Different needs call for different funding. Explore the options below — or take the 60-second match if you’re not sure which fits.
Working capital
Flexible cash to cover day-to-day operations, payroll, or a seasonal gap in revenue.
Best for: covering near-term expenses or smoothing out cash flow.
Learn moreMerchant cash advance
An advance based on your future sales. Not a loan — repaid as a set percentage of receipts.
Best for: businesses with steady card or deposit volume that need cash fast.
Learn moreBusiness line of credit
Draw funds as you need them and only pay for what you actually use.
Best for: ongoing or unpredictable expenses where flexibility matters.
Learn moreEquipment financing
Fund the equipment, vehicles, or technology your business runs on.
Best for: buying or upgrading equipment without paying all of it upfront.
Learn moreTerm loan
A lump sum with predictable payments over a set period — good for larger investments.
Best for: larger one-time investments with a clear payback plan.
Learn moreCommercial real estate financing
Funding to purchase, refinance, or renovate commercial property — secured by the building itself.
Best for: buying, refinancing, or improving commercial real estate.
Learn moreSBA loans
Government-backed loans with competitive rates and longer terms, issued by SBA-approved lenders.
Best for: established businesses wanting low-cost, long-term capital.
Learn moreAsset-based lending
Borrow against what your business already owns — receivables, inventory, or equipment.
Best for: turning receivables or inventory into working cash.
Learn moreBusiness debt consolidation
Combine multiple business debts into one simpler, more manageable payment.
Best for: simplifying several advances or loans into one payment.
Learn moreNot sure what you need?
Answer a few questions and we’ll help match you to the options that fit best.
One application. Real options. No runaround.
Free to use
Our service costs business owners nothing. We’re paid by the providers in our network.
One quick application
Fill out a single 60-second form instead of applying to providers one by one.
No credit impact to check
Seeing your options is a soft inquiry — it won’t affect your credit score.
Fast turnaround
Some providers in our network can fund in as little as 24 hours after approval.
Built for established businesses
We work with revenue-generating businesses across dozens of industries — from a quick working-capital boost to six- and seven-figure growth capital for a major opportunity.
Generally a fit if you’ve been in business 12+ months with $15,000+ in average monthly revenue.
Common questions
No. We’re a free matching service that connects business owners with third-party funding providers in our network. We don’t make credit decisions, set rates, or fund advances.
No. Completing our form is a soft inquiry that doesn’t impact your credit score. A funding provider may request a hard credit pull later, with your permission, before finalizing an offer.
Nothing. Our service is completely free to business owners. We’re compensated by the providers in our network.
Some providers in our network can fund in as little as 24 hours after approval. Actual timelines vary by provider and your business profile, and funding is never guaranteed.
Requirements vary by provider, but most look for at least 12 months in business and around $15,000 or more in average monthly revenue.
Ready to see what you qualify for?
It takes about 60 seconds — with no impact to your credit.
See your funding options →How we work: Access Funding Network is a free matching service operated by The Anchor Digital LLC. We are not a lender, broker of record, or funding provider, and we do not make credit decisions or guarantee funding. We connect business owners with independent third-party funding providers, who evaluate applications under their own criteria. Funding amounts, rates, terms, and approval are determined solely by those providers.