Find the type of funding that fits your business.
Different needs call for different funding. Here are the main options providers in our network offer — and how to think about which one is right for you. Not sure? One short form matches you to the best fit.
Working capital
Flexible cash for day-to-day operations, payroll, inventory, or a seasonal slowdown. Repaid over a short term as your revenue comes in.
Best for: covering near-term expenses or smoothing out cash flow.
Learn moreMerchant cash advance
An advance based on your future sales — not a loan. You repay a set percentage of daily or weekly receipts, so payments flex with your revenue.
Best for: businesses with steady card or deposit volume that need cash fast.
Learn moreBusiness line of credit
A revolving credit line you can draw from as needed. You only pay for what you use, and the line replenishes as you repay.
Best for: ongoing or unpredictable expenses where flexibility matters.
Learn moreEquipment financing
Funding tied to the equipment, vehicles, or technology you’re buying — the equipment itself often serves as collateral.
Best for: buying or upgrading equipment without paying all of it upfront.
Learn moreTerm loan
A lump sum repaid in fixed payments over a set period. Predictable and well-suited to larger, planned investments.
Best for: larger one-time investments with a clear payback plan.
Learn moreCommercial real estate financing
Funding to purchase, refinance, or renovate commercial property — secured by the building itself.
Best for: buying, refinancing, or improving commercial real estate.
Learn moreSBA loans
Government-backed loans with competitive rates and longer terms, issued by SBA-approved lenders.
Best for: established businesses wanting low-cost, long-term capital.
Learn moreAsset-based lending
Borrow against what your business already owns — receivables, inventory, or equipment.
Best for: turning receivables or inventory into working cash.
Learn moreBusiness debt consolidation
Combine multiple business debts into one simpler, more manageable payment.
Best for: simplifying several advances or loans into one payment.
Learn moreNot sure what you need?
Answer a few quick questions and we’ll match you with the options that fit your business best — no guesswork required.
Best for: anyone weighing more than one option.
How to choose
The right option usually comes down to three things: how fast you need the money, how predictable your revenue is, and what you’re using it for.
If you need cash quickly and your sales fluctuate, a merchant cash advance or working capital may fit. If you want flexibility to draw funds over time, a line of credit makes sense. For a specific purchase, equipment financing or a term loan is often the cleaner path.
You don’t have to figure it out alone — when you complete a request, a funding specialist from our network can walk you through the options that match your business, with no obligation to accept any of them.
See which options you qualify for
One short form. About 60 seconds. No credit impact.
See your funding options →How we work: Access Funding Network is a free matching service operated by The Anchor Digital LLC. We are not a lender, broker of record, or funding provider. Funding amounts, rates, terms, and approval are determined solely by independent third-party providers.